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Scotia Wealth Management
Oakville

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Private Banking

Private Banking

We recognize that your wealth story is uniquely yours. How you manage its complexities to achieve your financial goals is something we care about as much as you do. At Private Banking we offer strategic borrowing solutions, customized banking support and a leading-edge concierge and travel management service.

With your dedicated Private Banker and support team we are ready to ensure your needs are considered with care and tailored to your preferences. And, along with the expertise of our experienced credit specialists, we can ensure your customized line of credit* is in place so you can act quickly and easily to maximize your opportunities, without unnecessary trade-offs.

*All credit products are provided by The Bank of Nova Scotia and are subject to approval. Terms and conditions apply.

Private Banking

Laura Loughlin

I started my career at Scotiabank 13 years ago as a Customer Representative, and then was promoted to Customer Service Supervisor. In 2014, I became Assistant to the District Vice President before transitioning to Assistant Manager at the flagship branch in Hamilton. After three years I became a Branch Manager at a different branch in Hamilton.

Over my career, I’ve gained a deep understanding of sophisticated client needs. By building genuine relationships, I’ve learned how to add value for clients through tailored advice and service. I also get to know their family members, business partners and other relevant professionals (e.g., lawyer, accountant) in their circle, as this all-encompassing view allows me to find appropriate solutions to address their specific circumstances.

Clients rely on me to make banking simple and efficient. I focus on being readily available and highly responsive, seeking to exceed their expectations whenever possible. I am thoughtful, transparent and a strong advocate for my clients.

My educational background includes an Honours BA degree in Sociology with a minor in Psychology, a post-graduate diploma in Human Resource Management and several industry-related courses.

Private Banking, The Bank of Nova Scotia. Mutual Funds Representatives with Scotia Securities Inc. distribute mutual funds at Scotiabank branches.

I believe high net-worth clients have unique needs and opportunities that are not always identified and addressed to the fullest extent possible.

As a Private Banker, I take a holistic “whole picture” mindset in understanding the goals, objectives and wealth needs of our clients.  HNW clients may not be aware of the full breadth of financial services that can allow for tailor-made lending solutions and strategies that use leverage for additional investment and new growth opportunities over the long-term.  I consider myself a team player and fortunate to work with a very strong team with complementary strengths here in Oakville.

My 20+ years working locally and internationally with clients within wealth management and private banking at several large banks, mid-size financial firms and family office groups, coupled with working as an entrepreneur with companies in diverse industries such as new technologies, sports and entertainment, finance and the creative arts, give me a unique perspective when it comes to connecting and developing wealth strategies for my clients.  I constantly work toward building strong, trusting, transparent relationships with my clients.

I understand the inter-generational opportunities and concerns within affluent families and also seek to provide an opportunity for a strong family vision through the support of outside groups, charities and causes that share a family’s values and interests.

I grew up in Latin America and attended international schools in the region.  I speak Spanish fluently and have a working knowledge of French.

Private Banking, The Bank of Nova Scotia

Jonothan Cuvalo

As a Private Banker, I have expertise in structuring debt and customizing credit to meet a client’s unique needs. I take pride in helping my clients manage their wealth by strategically accessing capital through the use of leverage.

Disrupting existing investments to finance new ventures can be detrimental to one’s overall wealth. I can improve your cash flow and structure existing assets as a multiplier for investment opportunities. I will strive to become your “in-house” wealth counsel, managing your banking complexities by providing clear advice and operational insight with a practical, no-nonsense delivery.

Fostering a genuine team approach to wealth management, I work to identify and manage risks within your financial plan, anticipate problems and devise solutions while aligning you with appropriate financial professionals to execute your overall wealth plan. I’m committed to providing my clients with attentive and tailored service that caters to their banking needs accurately and efficiently. This will ultimately save you time and effort as you move toward achieving your wealth objectives.

Private Banking, The Bank of Nova Scotia

Yury Sichinava

As a Private Banker, I partner with high-net-worth individuals and their families, helping them reach their financial goals through wealth creation strategies, while providing them personalized and attentive service for their day-to-day banking needs. My background in Mergers & Acquisitions and Commercial Banking, coupled with my multilingual abilities and experience working internationally, gives me a unique perspective when creating customized solutions for my client’s complex banking requirements.

I believe strongly in forming genuine relationships with my clients, taking the time to understand their life and priorities and creating a trustworthy partnership they can rely on. I believe credit can be used as a powerful wealth creation tool and my clients benefit from my credit expertise, allowing them to take advantage of investment opportunities they may not have been aware of otherwise. I work with a strong team of professionals across Scotia Wealth Management who collaborate to ensure our client’s total wealth needs are met.

I hold an MBA specializing in Finance, Strategy and Leadership as well as a Law degree.

Private Banking, The Bank of Nova Scotia

As an Associate Private Banker, my responsibilities include working with clients to strategically structure credit to meet their unique needs, managing their day-to-day banking requests, and working with my team to construct robust wealth management solutions.

My financial services career began in 2015 with another institution where I gained necessary experience in various roles, including that of Senior Financial Advisor. I began as a Small Business Advisor with Scotiabank in May of 2019. I strongly believe in a client-first approach, which has proven successful in building long-lasting relationships. I take the time to truly understanding every client personally and financially, so that I can anticipate their needs at each stage of life. Retail and small business banking has availed me the knowledge and experience to provide clients with tailored, consequential solutions that confer significant advantages to our high-net-worth clients. I take pride in being part of a high-performing team that works with a network of specialists committed to providing each client with the highest level of service.

I graduated with a Bachelor of Art in Psychology from Wilfrid Laurier University in Brantford Ontario. This is among an array of other financial industry-related certifications, courses and programs.

Giving back to the community is something I hold near to me. I contribute by volunteering in various Scotiabank community events throughout the year, including JDRF, the SickKids Foundation and United Way.

Private Banking, The Bank of Nova Scotia, *Mutual Funds Representatives with Scotia Securities Inc. distribute mutual funds at Scotiabank branches.

Sinziana Marchidanu

As a Private Banker, I am passionate about working with high-net-worth individuals and their families, employing strategic credit solutions customized to a client’s unique needs.

My private banking credit underwriting experience allows me to focus on strategic access to capital, that avoids unnecessary interference and trade-offs in a client’s net worth, allowing you to continue to seamlessly grow your wealth.

I believe in partnering with your trusted advisors, whether they are lawyers, accountants or close associates, so you can have the best team possible taking care of your wealth. I also closely work with a strong team of specialists across Scotia Wealth Management whose collaborative approach ensures our client’s needs are met and their financial plan is not only attainable but also implemented.

As part of my commitment to continuous learning, I have completed a wide range of industry courses, and a professional development rotation through different Private Banking departments and am currently enrolled in the Certified Financial Planner program.

Private Banking, The Bank of Nova Scotia, *Mutual Funds Representatives with Scotia Securities Inc. Distribute mutual funds at Scotiabank branches.

As a Private Banker, I manage my client’s complex banking requirements and provide them with customized credit solutions. Having been with Scotiabank for more than a decade in advisory roles, my time spent in retail banking has afforded me a deep knowledge of mortgages and credit, which I often leverage to assist my client’s unique borrowing needs.

I am committed to prioritizing my clients’ best interests which have allowed me to build strong, trustworthy relationships with them. I offer a holistic approach to banking and will engage my wide network of specialists as required to serve my client’s unique financial needs. My clients appreciate my professionalism and responsiveness and know that I will do what it takes to provide them with the service and solutions that meet their needs.

I graduated from the Business Marketing program at Mohawk College and have also completed several other industry-related courses and programs.

Private Banking, The Bank of Nova Scotia, *Mutual Funds Representatives with Scotia Securities Inc. Distribute mutual funds at Scotiabank branches.

Michelle Heaphy

As a Private Banking Director and Team Lead, I’m responsible for managing our clients’ credit requirements and overseeing delivery of their day-to-day banking needs. My financial services career began in 1983, including several years in the U.S., and I have worked at Scotiabank since 2006. Before joining Private Banking, I held positions at the Bank within Global Transaction Banking, Global Risk Management and Corporate Banking Canada.

My clients benefit from my 30+ years of diverse industry experience in areas like portfolio management, institutional money market trading, foreign exchange sales, capital markets documentation and cash management. I draw on this extensive experience and financial acumen to create innovative financial solutions for my clients, providing them with customized credit strategies to help grow their wealth.

I lead a high-performing team who is committed to providing the highest level of service to our clients. I also have a strong network of specialists whom I can call on to help ensure all your financial requirements are met. As part of my commitment to continuous learning, I have completed a wide range of industry courses and am currently enrolled in the Certified Financial Planner program.

Private banking services are provided by The Bank of Nova Scotia.